Marco's Story

Every Mortgage Tells A Story: Professional Landlord

Vida Homeloans is the award-winning specialist residential and buy to let lender for customers who may not fit the criteria currently demanded by high street lenders. Every mortgage tells a story; tell us your customer’s.

Meet Marco. He is a professional landlord who owns around 20 investment properties via an SPV. He is looking to remortgage some of his existing stock and expand his portfolio, which contains HMOs, MUBs and flats above commercial premises. Marco has a small missed payment to a credit card provider in the last six months. He’s been turned down by a couple of high street lenders but his broker knows that this is just the sort of case where Vida will listen to his story.


Why should you consider Vida for your Portfolio customers

  • Vida will lend up to £4 million on up to 20 investment properties
  • Up to £1.5 million per property
  • Up to 100 BTL properties in total with average LTV up to 80%
  • Trading limited companies and SPVs
  • Expats living and working abroad accepted
  • Rental stressing only applied to mortgages held with Vida
  • HMOs and MUBs accepted
  • No minimum income required
  • Up to 40 year term available
  • All property types considered (including flats above commercial premises)