Vida defines a new build property as one that has never been occupied. Properties in the course of construction and Off Plan will be considered on a ‘finished basis’ valuation with full retention of monies until the property is ready for completion. Offers are valid for 6 months which can be extended for up to a further 6 months on the same product subject to credit search, affordability and re-valuation (£120). Monies will be released following provision of a completion certificate.

Property must hold an acceptable guarantee / certificate from one of the following (not exhaustive):
  • Advantage/Advantage HCI
  • Aedis Warranties Limited
  • Ark Insurance Group Limited - Latent Defects Insurance
  • Build Assure
  • Build Life Plans
  • Build Zone
  • Castle 10 (Checkmate)
  • Global Home Warranties Limited
  • ICW
  • Local Authority Building Control
  • NHBC Certificates
  • Premier Guarantee
  • Protek
  • Q Assure Build Limited
  • Zurich Municipal Policy