This website is for intermediaries. Not an intermediary? Visit the customer website
Find
Products
Rates as of 16th July
{{item.name}}
{{item.extra}}
{{item.name}}
{{item.range}}
{{filter[0].name}}
{{item.combine}}
{{filter[1].name}}
{{item.reg}}
{{filter[2].name}}
{{item.ccjValue}}
{{filter[3].name}}
{{item.missedMortgage}}
{{filter[4].name}}
{{item.missedNum}}
{{filter[5].name}}
{{item.combineValue}}
* Worse status of 3 in the last 24 months
* Worse status of 2 in the last 24 months
download lending criteria
download lending criteria
Standard
Fee Saver
vvr
Revert Rate
Key Criteria
Minimum Loan
Max Loan (including fees)
ERCs
{{selectedProductDetails[0].name}}
Traditional
STANDARD
Product Fee
{{selectedProductDetails[0].standardFee}}
{{item.year}} {{item.name}}
{{item.info}}
| * | {{item}} |
FEE SAVER
Product Fee
{{selectedProductDetails[0].saverFee}}
{{item.year}} {{item.name}}
{{item.info}}
FEE SAVER
Product Fee
{{selectedProductDetails[0].standardFeeRTB}}
{{item.year}} {{item.name}}
{{item.info}}
STANDARD
Product Fee
{{selectedProductDetails[0].standardFeeRTB}}
{{item.year}} {{item.name}}
{{item.info}}
STANDARD
Product Fee
{{selectedProductDetails[0].feeSaverEXPAT}}
{{item.year}} {{item.name}}
{{item.info}}
Remortgage only
Limited edition
STANDARD
Product Fee
{{selectedProductDetails[0].feeSaverEXPAT}}
{{item.year}} {{item.name}}
{{item.info}}
Help to Buy
2 year fixed
MAX LTV
75%
VIDA 1
3.94%
VIDA 2
3.99%
VIDA 3
4.34%
VIDA 4
4.69%
VIDA 5
4.99%
5 year fixed
MAX LTV
75%
VIDA 1
4.24%
VIDA 2
4.39%
VIDA 3
4.69%
VIDA 4
5.19%
VIDA 5
5.49%
Scottish First Home Fund
2 year fixed
MAX LTV
80%
VIDA 1
4.39%
VIDA 2
4.69%
VIDA 3
4.99%
VIDA 4
5.29%
VIDA 5
-
5 year fixed
MAX LTV
80%
VIDA 1
4.59%
VIDA 2
4.89%
VIDA 3
5.19%
VIDA 4
5.49%
VIDA 5
-
KEY FEATURES
- Available for properties in England, Wales and Scotland
- Initial offer valid for 6 months with potential to extend
- Products available on all tiers
- One free standard valuation
- A £200 contribution towards legal fees paid within 30 days of completion
- Product fee £995
- £180 assessment fee payable
STANDARD
2 YEAR FIXED
MAX LTV
75%
VIDA 1
3.14%
5 YEAR FIXED
MAX LTV
75%
VIDA 1
3.39%
HMOs & MUBs
2 YEAR FIXED
MAX LTV
75%
VIDA 1
3.29%
5 YEAR FIXED
MAX LTV
75%
VIDA 1
3.64%
Fixed Fee of £1,995 up to £1m max loan
WHO IS THIS PRODUCT FOR?
BTL Investors looking for a larger loan with a competitive fee structure.
KEY FEATURES
- Fixed Fee of £1,995 – ideal for larger loans. Fee can be added to loan
- Loans up to £1,000,000
- Available for SPVs, HMOs and MUBs
- No minimum income
- Available for both purchase or remortgage
- Ltd Company/SPV ownership allowed
- £180 assessment fee payable on all applications
5 YEAR
LTV
80%
VIDA 1
4.34%
PRODUCT FEE
£3,750 fixed
VALUATION
Free*
*One free standard valuation up to property value of £1m.
WHO IS THIS PRODUCT FOR?
BTL Investors looking for a larger loan with a competitive fee structure.
KEY FEATURES
- Fixed Fee of £3,750 – ideal for loans above £250k. Fee can be added to loan
- One free valuation of properties up to £1m
- Loans up to £750,000
- Available for SPVs, HMOs and MUBs
- No minimum income
- Available for both purchase or remortgage
- Ltd Company/SPV ownership allowed
- £180 assessment fee payable on all applications
PRODUCT
STANDARD 75% LTV
HMO & MUB 75% LTV
RATE
3.64%
3.84%
PRODUCT FEE
1.75%
(min £2,495)
(min £2,495)
1.75%
(min £2,495)
(min £2,495)
REVERT RATE
5.19%
(VVR + 3.04%)
(VVR + 3.04%)
5.19%
(VVR + 3.04%)
(VVR + 3.04%)
ERC
5%, 5%, 5%, 0%, 0%
5%, 5%, 5%, 0%, 0%
WHO IS THIS PRODUCT FOR?
BTL Investors looking for flexibility with the benefits of a longer term fixed rate
KEY FEATURES
- No minimum income
- Loans up to £1,500,000
- Benefits of 5 year fix with only a 3 year ERC
- SPVs, HMOs, MUBs and Let to Buy considered
- Available for both purchase or remortgage
- Ltd Company/SPV ownership allowed
- £180 assessment fee payable on all applications
