How the Funding Skyline has changed within the specialist lending market

Louisa Sedgwick - Managing Director Mortgages

May you live in interesting times, so the saying goes. Well, things haven’t been this ‘interesting’ in the mortgage market since the financial crisis back in 2008. If you’d told me we’d have everyone from Lloyds Banking Group to Vida Homeloans working from home en masse, one in nine customers taking a mortgage payment holiday (according to UK Finance) and a total moratorium on face-to-face contact in this most sociable of sectors, I’d have laughed you out of the room.......READ



Delivering Quality Service in Difficult Times

Deb Smith - Director of Operations

Whilst 2020 was always going to be one of those milestone years, I don’t think anyone could have predicted that it was going to go down in history as one of the greatest challenges that every business in almost every sector across the globe was going to endure......READ



What a difference a day makes – or should I say 100 days make

Louisa Sedgwick - Managing Director Mortgages

I used to think it was all about margin and that the race to the bottom wasn’t always the best one to win, in particular when it came to pricing specialist mortgage products......READ



3 Months In Specialist Lending: What Have I Learnt?

Mil Consiglio - Key Account Manager Midlands

The specialist lending arena tests anyone’s knowledge. Prior to joining Vida Homeloans I genuinely believed I knew the majority of what’s what in the mortgage world and, somewhat arrogantly, if I didn’t know about it, then it wasn’t worth knowing! How wrong was I?.....READ


It's Different 'Up North' 

Claire Askham - Sales Manager North

As we are getting ready for the festive period, here’s my first blog about the area of the country that I look after - the North - and what I have seen during my first six months with Vida......READ