Vida Homeloans is the award-winning specialist mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street lenders. We lend to customers who typically have some element of complexity in their personal circumstances or their investment strategies. Examples include:
Vida Homeloans aims to differentiate itself from its competitors by its lending criteria and the service it provides to customers through intermediaries, combining modern technological solutions with an intelligent human underwriting process.
The complexity in your customer’s circumstances requires understanding and analysis before making a lending decision. A freeform entry field in our online application processing system helps you to help us understand your customer’s case. As a result, we can immediately ask for the necessary information (in addition to our mandatory documents) and make a quick decision.
Use the freeform field to tell us anything that might be relevant such as the reason for any missed payments or how you have worked out their non-guaranteed income.
Vida Homeloans distributes its mortgages exclusively through the intermediary market, supporting brokers with dedicated Key Account Managers and Telephone BDMs covering all of England, Wales and mainland Scotland. Intermediaries also have direct access to experienced underwriting decision-makers.
Monday - Friday 8.30am - 5.30pm. You will incur the same call costs as if you were calling an 01 or 02 landline, which are often included in your mobile monthly allowance. Your calls may be recorded or monitored for training purposes