We know that for many ordinary people life doesn't always play out the way we'd planned. That is why we believe in second chances. We specialise in mortgages for people that don't meet the perfect credit scores many traditional highstreet lenders demand.
Who can we help?
- First time buyers
- Worldwide expats
- People with impaired & improving credit
- Self employed
- Contractors & short work history
- People buying together
LOOKING FOR A MORTGAGE?
We would love you as a customer but we believe everyone should get the advice of a professional mortgage broker, you can find one here unbiased.co.uk and talk to them about how Vida can help you!
SWITCH TO A NEW PRODUCT
If your initial deal has ended or you are in the last six months of your initial deal and you have no arrears, we've made it easy to switch to a new deal* online.
VISIT THE PRODUCT SWITCH HUB ➜*The rates and products shown are valid at the point of time of visiting the product switch hub, but are subject to change at any subsequent visit.
SUPPORTING PEOPLE OF UKRAINE
With the launch of the UK Government's Homes for Ukraine Scheme, Vida Homeloans are committed to supporting as many of our customers as possible to welcome Ukrainian refugees into their homes and rental properties. If you wish to support the scheme you must register via the government website. As soon as you are accepted as a sponsor, you will need to contact us. We hope to be able to support all requests, but may not be able to in certain circumstances, such as clients who are in significant arrears or in an active repossession process.
We’ll provide further details as soon as we know more about the scheme. Please visit https://homesforukraine.campaign.gov.uk/ for more information.