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Sandy's Story - First Time Landlord with adverse
Sandy wants to invest in her first Buy to Let property.
She has a couple of missed payments in the past 2 years, including a phone bill and credit card payment. Sandy was hoping she would find a lender that would consider these small credit blips, and not let them stop her from purchasing her first investment property.
The property she’s really interested in is a flat in a high-rise building on the 5th floor, but there’s no lift. It’s also quite close to a petrol station. Sandy isn’t a cash buyer, and so needs to mortgage the property. She needs a lender who will consider this more specialist property along with her missed payments.
But, Vida can help!
Gabriel's Story - HMO as First Time Landlord
Gabriel wants to purchase a 7-bedroom HMO as an investment.
He has never purchased a Buy to Let property before. Gabriel was hoping he would find a lender that would consider him as a First Time Landlord, allowing him to purchase his first investment HMO as a Student Let.
Gabriel has managed to save a small deposit, but still needs to borrow up to 85% LTV to purchase the HMO. He was worried about being able to find a mortgage lender who would consider him in his situation.
But, Vida can help!
*All applicants subject to full underwrite.
