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We combine cutting-edge technology with skilled and caring people to solve complex customer problems and help everyone find a safe place to call home.
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NEW BUY TO LET RANGE
PRODUCT SWITCH HUB
If your customer already has a Vida mortgage and is coming to the end of their initial-rate deal, we've made it easy to switch to a new product online
DISCOVER MORE ➜AFFORDABILITY CHECK
Want to know how much we could lend your customer(s) without logging into the Vida Intermediary Portal?
DISCOVER MORE ➜SERVICE LEVELS FOR APPLICATIONS MADE TODAY
DIP referral - 24 hrs
We'll let you know what we need to help progress your application
Document vetting - 48 hrs
We'll check the documents and let you know if we need anything else
Valuation instruction - 24 hrs
Once we have the correct documents we'll instruct the valuation
Initial underwrite Residential - 7 days
Initial underwrite Buy to Let - 4 days
Underwriter initial review, we'll let you know if anything else is required
Speed up your cases. To check any mandatory document checklist requirements and for help submitting your cases see our submission guidelines
WHY VIDA IS RIGHT FOR YOUR CLIENT
Supporting those borrowers who may have experienced minor credit blips in the past, such as CCJs, defaults and missed payments.
These include: homes, flats, ex local authority properties, HMOs & MUBs and properties above commercial premises.
We don’t impose a limit on how many properties your client has in their portfolio.
Employed, Self-employed, contractor, sole trader, 2nd jobs – we accept them all.
We also accept Government schemes such as Help to Buy & Scottish Home Fund to help your customer own their dream home.
We accept British citizens living or working in over 180 FATF member countries or confederations.
LATEST NEWS
VIDA INCREASES MAXIMUM LOAN TO £1M AS IT REVAMPS LIMITED EDITION BUY TO LET PRODUCT RANGE
Changes to ‘Limited Edition’ buy to let products; price reductions for the standard buy to let products
READ MORE ➜VIDA LAUNCHES 80% LTV BTL 5-YEAR FIX AT 4.34% WITH FIXED FEE AND FREE VALUATION
Available to the whole of market on both a purchase and remortgage basis, the product has a fixed fee of £3,750...
READ MORE ➜MARK PRICE JOINS VIDA AS DIRECTOR OF CREDIT RISK
Mark has extensive experience in credit risk and credit underwriting and is responsible for enhancing Vida’s overall credit governance
READ MORE ➜
