Introducing Next Chapter Lending
At Vida, we’re here to help your clients find a home for every chapter of life — and now we’ve gone even further.
From first-time buyers in their 40s, to mid-life movers in their 50s, to those remortgaging in retirement to keep their plans on track, our enhanced Later Life Lending proposition is designed to help more people find a place to call home. Put simply, it’s lending for the first homes, next homes and later-life plans — giving you the flexibility to support more clients, for longer.
Get life moving for your specialist customers with our Residential and Buy to Let product ranges.
Our simplified tiering makes it even easier for you to find the best solution for your specialist customers.
Get direct access to the Underwriter handling your case through the V-Hub.
Service excellence or we'll refund the administration fee - it's as simple as that.
We work together with our expert intermediary partners to simplify the complexities of mortgage lending with one single aim, to help more people find a place to call home.
Get life moving for your next specialist customer - search our Residential and Buy to Let lending criteria.
Search our lending criteriaWhen your customer is chasing you for an update, the last thing you want is to be chasing the lender ending up in dead ends with crossed lines and mixed messages. Get all the support you need before, during and after your application with direct access to our Underwriters via the V-Hub.
Current service levels for applications
Service levels are calculated in full working days after receipt of your application/information
We'll let you know what we need to help progress your application.
Our estimated time to receive the valuation after instruction.
We'll let you know if we need anything else.
We’ll review any documents you send us and get back in touch if we need anything else.
We work together with our expert intermediary partners to simplify the complexities of mortgage lending with one single aim, to help more people find a place to call home.
Switching your customer's mortgage product with us is quick and easy. If your customer's current fixed or discounted variable rate has already expired or is due to expire within the next 6 months, and they meet our eligibility criteria, you can request a product switch.
Visit Product Switch Hub
Want to know how much we could lend your customers without logging into the Vida Application System for a DIP?
Go to Affordability CalculatorsWe have enhanced our affordability model for Residential applications, to help more clients get onto the property ladder with the loan amount they need.
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