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CHANGING MORTGAGES
FOR GOOD

We combine cutting-edge technology with skilled and caring people to solve complex customer problems and help everyone find a safe place to call home.

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NEW BUY TO LET RANGE

We're pleased to announce the relaunch of our range of Buy to Let products, with rates from 2.79%

TAKE A LOOK

PRODUCT SWITCH HUB

If your customer already has a Vida mortgage and is coming to the end of their initial-rate deal, we've made it easy to switch to a new product online

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AFFORDABILITY CHECK

Want to know how much we could lend your customer(s) without logging into the Vida Intermediary Portal?

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SERVICE LEVELS FOR APPLICATIONS MADE TODAY

DIP referral - 24 hrs

We'll let you know what we need to help progress your application

Document vetting - 48 hrs

We'll check the documents and let you know if we need anything else

Valuation instruction - 24 hrs

Once we have the correct documents we'll instruct the valuation

Initial underwrite Residential - 7 days

Initial underwrite Buy to Let - 4 days

Underwriter initial review, we'll let you know if anything else is required

WHY VIDA IS RIGHT FOR YOUR CLIENT

  • Impaired & Improving credit

Supporting those borrowers who may have experienced minor credit blips in the past, such as CCJs, defaults and missed payments.

  • Specialist Properties are our speciality

These include: homes, flats, ex local authority properties, HMOs & MUBs and properties above commercial premises.

  • Experienced Landlords

We don’t impose a limit on how many properties your client has in their portfolio.

  • Complex Incomes

Employed, Self-employed, contractor, sole trader, 2nd jobs – we accept them all.

  • Government schemes

We also accept Government schemes such as Help to Buy & Scottish Home Fund to help your customer own their dream home.

  • Expats

We accept British citizens living or working in over 180 FATF member countries or confederations.

 
 

LATEST NEWS

PRESS RELEASE
 
VIDA INCREASES MAXIMUM LOAN TO £1M AS IT REVAMPS LIMITED EDITION BUY TO LET PRODUCT RANGE

Changes to ‘Limited Edition’ buy to let products; price reductions for the standard buy to let products

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PRESS RELEASE
 
VIDA LAUNCHES 80% LTV BTL 5-YEAR FIX AT 4.34% WITH FIXED FEE AND FREE VALUATION

Available to the whole of market on both a purchase and remortgage basis, the product has a fixed fee of £3,750...

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PRESS RELEASE
 
MARK PRICE JOINS VIDA AS DIRECTOR OF CREDIT RISK

Mark has extensive experience in credit risk and credit underwriting and is responsible for enhancing Vida’s overall credit governance

READ MORE
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