Introducing our Pathway Range
Introducing our Pathway Range - the route to homeownership with Vida at 90% LTV and above.
Buying a first home is a big step - and we’re here to make it easier and more accessible. Pathway includes products at 90%, 95% and 97% LTV, giving customers more choice and flexibility with lower deposits. Vida’s Pathway products come with no assessment fee, for a limited time.

Get life moving for your specialist customers with our Residential and Buy to Let product ranges.

Our simplified tiering makes it even easier for you to find the best solution for your specialist customers.

Get direct access to the Underwriter handling your case through the V-Hub.

Service excellence or we'll refund the administration fee - it's as simple as that.

We work together with our expert intermediary partners to simplify the complexities of mortgage lending with one single aim, to help more people find a place to call home.
Get life moving for your next specialist customer - search our Residential and Buy to Let lending criteria.
Search our lending criteriaWhen your customer is chasing you for an update, the last thing you want is to be chasing the lender ending up in dead ends with crossed lines and mixed messages. Get all the support you need before, during and after your application with direct access to our Underwriters via the V-Hub.
Current service levels for applications
Service levels are calculated in full working days after receipt of your application/information
We'll let you know what we need to help progress your application.
Our estimated time to receive the valuation after instruction.
We'll let you know if we need anything else.
We’ll review any documents you send us and get back in touch if we need anything else.

Want to know how much we could lend your customers without logging into the Vida Application System for a DIP?
Go to Affordability CalculatorsWe have enhanced our affordability model for Residential applications, to help more clients get onto the property ladder with the loan amount they need.
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