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Mark Price joins Vida as Director of Credit Risk

Vida, the specialist mortgage lender, has today announced the appointment of Mark Price as its new Director of Credit Risk.  Mark has extensive experience in credit risk and credit underwriting and is responsible for enhancing Vida&rs…

Vida makes rate cuts of up to 95bps across its residential range for purchase and remortgage business

Vida, the specialist mortgage lender, has today announced a series of significant price cuts to its residential mortgage products. Reductions apply to the lender’s Vida 1, 2 and 3 core residential purchase and remortgage ranges with r…

Vida appoints Richard Tugwell as Director of Mortgage Distribution

Specialist mortgage lender Vida has announced the appointment of Richard Tugwell as Director of Mortgage Distribution, as it looks to accelerate its growth plans with a series of significant product and service improvements over the n…

Vida cuts rates by up to 40bps on BTL products including HMOs and MUBs

Vida, the specialist mortgage lender, has today announced a series of price cuts to its Buy-to-Let (BTL) range. The reductions apply to the lender’s core BTL range, Houses in Multiple Occupation (HMOs)/Multi Unit Blocks (MUBs) and Expat offerin…

Frustration for homebuyers as COVID-19 confines one in five (19%) renters to Generation Rent, new research from Vida shows

Two-thirds (66%) of Britain’s renting population aspire to own their own home, but new research from Vida shows that one in five of these renters (19%) are now finding it harder than before to step onto the housing ladder because of COVI…

Let’s help everyone find a safe place to call home

The specialist lending sector has been there to support Britain’s underserved borrowers for many years, including the self-employed, freelancers, professional landlords and the credit impaired. That role is set to grow in importanc…

Will you make the deadline?

Early Warning

Because of the combination of a spike in demand and restrictions in working practices, the national average conveyancing transaction time is now nearly 5 months. That means that any property transaction th…

Help us to help you - the application process

As everyone continues to navigate through these unprecedented times, we have been reflecting on how, as a lender, we can make things easier for you and your customers.

Our mission is to help give everyone a safe place to call home, and we there…

Let's help customers find a safe place to call home

Now, more than ever, borrowers need a lender that can react and respond to the financial complexity that we all face. The COVID-19 pandemic has had a significant impact on existing and potential homeowners in the UK via its effects on the count…


Vida has taken the next step towards its mission of helping everyone find a safe place to call home with the announcement of a three-year partnership with Crisis, the national charity seeking an end to homelessness. Vida is committing to don…

Vida Flex Case Study: How Mr & Mrs Howard used Flex

Vida Flex is a great option for all BTL Landlords. Whether they're first-timers, or professional landlords, Flex gives investment flexibility to landlords – they can sell or refinance after 3 years without charge, rather than wait 5 years. It ha…

Vida Flex – fix for 5 years, leave after 3 with no ERCs

The events of 2020 have been challenging for all of us and continue to be so. Here at Vida we have taken the opportunity to stand back from the market for a moment, invest in our people and technology and come back with a better proposition that h…

Wow – what a welcome back to the market!

I always enjoy stepping back and taking time to reflect, so that I can learn and improve if I need to. The same applies to my colleagues at Vida; we are a friendly and open bunch, so flexibility is in our nature.

When I look back at the last two weeks…

Meet MILO! - the digital concierge who is ready to help at any stage of the mortgage journey.

Once we had built the natural language processing system – the ‘brains’ of our new chatbot – we saw an opportunity to bring this new technology to life by creating a character we could use to tell our story to intermediari…

How the Funding Skyline has changed within the specialist lending market

May you live in interesting times, so the saying goes. Well, things haven’t been this ‘interesting’ in the mortgage market since the financial crisis back in 2008. If you’d told me we’d have everyone from Lloyds Bankin…

Delivering Quality Service in Difficult Times

Whilst 2020 was always going to be one of those milestone years, I don’t think anyone could have predicted that it was going to go down in history as one of the greatest challenges that every business in almost every sector across…

Vida’s new website – built by you

The events of 2020 have given us the opportunity to make a fresh start, invest in our people and technology and come back to the market with a better proposition that helps more people with a wider range of needs. Our new website is a good exampl…

Vida returns to market to change mortgages for good

Vida has today made a full return to the intermediary mortgage market, celebrating a new start for the specialist lender following its recent successful £350 million securitisation deal in July. The relaunch sees the lender offerin…

A message from Anth Mooney

When I joined Vida as CEO at the beginning of 2020, I couldn’t have imagined what lay ahead for the mortgage market. This has been a year unlike any other, one full of challenges (but also opportunities!). It has certainly been eventful for us a…

Vida – changing mortgages for good!

Now, more than ever, today’s borrowers need a lender that can react and respond to the financial complexity that we all face.

Life is never a straight line. At Vida we know that for many ordinary people, life can get a l…


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