Product | Type | LTV | Tier | Initial rate | Fee | Max loan |
---|---|---|---|---|---|---|
Core | Standard | 97% | Vida 36 | 7.04% | £995 | £750k |
Fee Saver | 97% | Vida 36 | 7.39% | £0 | £750k |
Additional information
Minimum loan £50k.
ERCs
5 year
5% until 31/01/2027
5% until 31/01/2028
4% until 31/01/2029
3% until 31/01/2030
2% until 31/01/2031
Fee Saver
Fee free, no assessment fee, free valuation on properties up to £500k
Vida Variable rate (VVR)
6.30% set on 01.06.2025
Revert Rate
8.94% (VVR + 2.64%)
Product terms fixed until:
5 year - 31/01/2031