Available for both purchase and remortgages.
Please note: Limited Editions have a restricted tranche size and may, therefore, be withdrawn at short notice.
| Type | LTV | Tier | Initial rate | Fee | Min loan | Max loan |
|---|---|---|---|---|---|---|
| Standard Limited Edition | 75% | Vida 36 | 3.87% | 4% | £150k | £2m |
| HMO/MUB Limited Edition | 75% | Vida 36 | 4.04% | 4% | £150k | £2m |
ERCs
2 year
4% until 31/10/2026
3% until 31/10/2027
Revert rate
9.39% (VVR + 2.84%)
Vida Variable Rate (VVR)
6.55% Set on 01.03.2025
Product terms fixed until:
2 year - 31/10/2027
Available for both purchase and remortgages.
A minimum term of 6 years is required.
Please note: Limited Editions have a restricted tranche size and may, therefore, be withdrawn at short notice.
| Product | Type | LTV | Tier | Initial rate | Fee | Min loan | Max loan |
|---|---|---|---|---|---|---|---|
| 5 year fixed | Standard Limited Edition | 75% | Vida 36 | 4.07% | 7% | £150k | £2m |
| 4.35% | 6% | ||||||
| 4.81% | 4% | ||||||
| 80% | 5.28% | 4% | £750k | ||||
| HMO/MUB Limited Edition | 75% | Vida 36 | 4.26% | 7% | £150k | £2m | |
| 4.55% | 6% | ||||||
| 5.05% | 4% | ||||||
| 80% | 5.41% | 4% | £750k |
ERCs
5 year
5% until 31/10/2026
5% until 31/10/2027
4% until 31/10/2028
3% until 31/10/2029
2% until 31/10/2030
Revert rate
9.39% (VVR + 2.84%)
Vida Variable Rate (VVR)
6.55% Set on 01.03.2025
Product terms fixed until:
5 year - 31/10/2030
