Unlock home ownership with just a 3% deposit
Product perfection
Get life moving for your specialist customers with our Residential and Buy to Let product ranges.
Transparent tiering
Our simplified tiering makes it even easier for you to find the best solution for your specialist customers.
Intermediary support with V-Hub
Get direct access to the Underwriter handling your case through the V-Hub.
Our Service Pledge
Service excellence or we'll refund the administration fee - it's as simple as that.
We're the specialists in specialist
We work together with our expert intermediary partners to simplify the complexities of mortgage lending with one single aim, to help more people find a place to call home.
Get life moving for your next specialist customer - search our Residential and Buy to Let lending criteria.
Search our lending criteria
All you want is a quick answer when you need it.
When your customer is chasing you for an update, the last thing you want is to be chasing the lender ending up in dead ends with crossed lines and mixed messages. Get all the support you need before, during and after your application with direct access to our Underwriters via the V-Hub.
Current service levels for applications
DIP Referral - 24 hours
We'll let you know what we need to help progress your application.
Full Valuation Receipt - 7 working days
Our estimated time to receive the valuation after instruction.
Initial Underwriter Review - 5 working days
We'll let you know if we need anything else.
Document Review - 4 working days
We’ll review any documents you send us and get back in touch if we need anything else.
All about affordability
Want to know how much we could lend your customers without logging into the Vida Application System for a DIP?
Go to Affordability CalculatorsWe have enhanced our affordability model for Residential applications, to help more clients get onto the property ladder with the loan amount they need.
Blogs and latest news
Read our latest press releases, blogs and news articles
